Long-Term Disability Underwritten by CIGNA

If you become totally and permanently disabled, the long-term disability (LTD) plan begins to pay you a monthly benefit 180 days after the start of your disability. LTD works with Social Security - and any other group disability coverage - to provide you with a combined monthly benefit equal to 60% of the monthly salary you were earning as an active employee, up to $10,000 per month.